Get a Genuine Visa® Credit Card

The Total Visa is a perfect tool for people who have faced financial challenges and struggled to get credit in the past. Complete our short application now and get a response from us online in seconds.


Card features

  • Manageable monthly payments
  • Reports monthly to all three major credit bureaus
  • Accepted by merchants throughout the USA and online
  • Checking account required

Who Should Apply

Total Visa® accepts applications from people who are interested in looking for a true Visa® credit card that does not require perfect credit for approval. People who want a fast application process with a response provided in seconds. People who want reporting to all three credit bureaus.

If approved, simply pay a $89.00 Program Fee** to open your account and access your available credit.

**See Rates, Fees, Costs, and Limitations page for additional details.

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How to get the Total Visa® card

Complete Application

Enter your information into our
SECURE online application. Only takes a few minutes to complete.

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Process Application

Review the terms and conditions and submit your application for your genuine Visa credit card.

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Get a Quick Response

Get a response in as little as 60 seconds.

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